January 19′ Market Update

Happy New Year to every one of our valued clients and friends! We hope that 2019 is a terrific year for you and your family! At Brayshaw Financial Group we have a passion for helping our clients find success.

Why Do People Put Off Saving For Retirement?

A lack of money is but one answer.  Common wisdom says that you should start saving for retirement as soon as you can. Why do some people wait decades to begin?  Nearly everyone can save something. Even small cash savings may be the start of something big if they are

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Should You Leave Your IRA to a Child?

What you should know about naming a minor as an IRA beneficiary.   By Money On Tap   Can a child inherit an IRA? The answer is yes, though they cannot legally own the IRA and its invested assets. Until the child turns 18 (or 21, in some states), the inherited

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The Backdoor Roth IRA

A move that high earners can make in pursuit of tax-free retirement income. Does your high income stop you from contributing to a Roth IRA? It does not necessarily prohibit you from having one. You may be able to create a backdoor Roth IRA and give yourself the potential for

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The Move Toward Fee-Based Advisory Accounts

Why financial professionals are changing their business models. By Money On Tap  A major shift has occurred in the financial world. More and more financial professionals have moved away from the industry’s traditional compensation model to a new one – in the eyes of many of them, a better one.

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The Medical Expense Deduction in 2018

Tax reform has lowered the threshold. By Money On Tap If you itemize, you should note the reduced medical deduction threshold for 2018. This year, you can deduct qualified medical expenses exceeding 7.5% of your adjusted gross income. Next year, the threshold for the medical expense deduction returns to 10%

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When Will the Business Cycle Peak?

As the recovery lengthens further, this is a natural question to ask. This decade has brought a long economic rebound to many parts of America. As 2017 ebbs into 2018, some of the statistics regarding this comeback are truly impressive:   *Payrolls have grown, month after month, for more than

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