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11 States To Retire In With A Fixed Income

Best States for Fixed Income Retirement, Money on Tap, Brayshaw Financial Group

You may want to look into moving in retirement for several reasons. Cost of living, Location, Amenities, Taxes and Healthcare are only a few of the considerations. Here are 11 states that take the cake when looking at making your retirement location work for you.

Show #100 DIY Retirement Road Rules

Show #100 is a doozy with all sorts of advice for our DIY retirement listeners. Money in the News: Streaming services are turning up the heat with all new lineups of movies, series, startups and buyouts. Who will lead the pack and who takes over your vote as the number

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401(K) Tune Up

401(k) Tune Up

The Gist: A salute to Fathers – appreciating and honoring Fathers through thoughtful and humorous quotes. ..Tips on growing your IRA/401K – things to do and not to do. Today’s main topic: Seth and Ben talk about transition support for our aging parents. An enormous conversation that details many aspects

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Monte Carlo

Monte Carlo

On this Money on Tap we look at Monte Carlo simulation to help us understand the impact of risk and uncertainty when it comes to financial forecasting models. It helps us see many of the potential outcomes and the potential risk of those decisions.

Death and Taxes…Smile :)

Smile Taxes

The grim reality of that special day that comes every year – Tax Day! Today we look at that dreaded day and some of the things you should be aware of and how it may affect you.

Legacy Planning

Legacy Planning

Preparing your legacy for the generation to follow is best done proactively before the deathbed, putting all the legal pieces in place while there is time to make sound judgment decisions.

The Power of Life Insurance

Life Insurance is a powerful tool

Synopsis: Discussing Life insurance at a Party may be a conversation crusher but understanding the importance of being properly insured and how it can bring peace of mind is a hugely necessary conversation. Find out on today’s show how The Power of Life Insurance can make a big difference in

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Investing With Your Money Passive & Tactical Investing

Tactical vs Passive Investing

Synopsis:  Looking at a couple of methods of investing: Passive and Tactical. Exploring the major differences between the two and identify the pros and cons. Why you might choose a more conservative investment over an aggressive one. Also a look at Risk Tolerance. Money in the News:  Ninety-Three year old

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The Most Wonderful Time of the Year

It's the Most Wonderful Time of the Year

Synopsis:  A rundown of how the market turned out in 2018. The last quarter was a particular challenging year and December was especially volatile in 2018. Money in the News:  Portland Oregon man locked in Burger King Bathroom for an hour. As compensation, local manager offers man free Burger King

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The Do’s and Don’ts of Market Volatility

Do's and Don'ts of Market Volatility

The market is currently a nightmare but fortunately market nightmares do end and preparing for nightmares can be better too. Volatility in the market can be a scary thing and cause us to react out of fear. Ben, John and Seth help us to make wise, proactive decisions in an

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The Return of The Retirement Tsunami

The Return of the Retirement Tsunami

Because every horrific show deserves a sequel. In the next 20 plus years a huge wave of individuals will be retiring in what is being called The Retirement Tsunami. In part two of The Retirement Tsunami, we’ll look at Solutions – steps investors can take to help make things better

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Property & Casualty Insurance…Looking For The Right Coverage

Property & Casualty Insuance Coverage

Welcome Erik Morton, Insurance Agent heading up the Brayshaw Financial Division from Vancouver WA, (specializing in property casualty insurance) shares the importance of being properly insured with the right kind of insurance and the right amount of coverage. Money in the News: The tax impact from lottery winnings (referring to

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Retirement Tsunami

Retirement Tsunami, Epic Wave for Retirees

In the next 20 plus years a huge wave of individuals will be retiring in what is being called The Retirement Tsunami.

January 19′ Market Update

Happy New Year to every one of our valued clients and friends! We hope that 2019 is a terrific year for you and your family! At Brayshaw Financial Group we have a passion for helping our clients find success.

Financial Independence

F.I. It’s the comeback movement you can be a part of and we love. Why not get free and retire early or get free and do the work that fulfills you.

The No Judgement Zone!

We have all felt the irritation and pain of being judged. Many of us are even critical of ourselves. Welcome to the No Judgement Zone, prepare to rid ourselves of limiting mindsets and start talking about dreams and goals. Even better lets start creating a plan on how to accomplish

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Delaying Retirement

Delaying retirement may not sound like the ideal plan but more and more people are discovering how meaningful and fulfilling this can be.

Why Do People Put Off Saving For Retirement?

A lack of money is but one answer.  Common wisdom says that you should start saving for retirement as soon as you can. Why do some people wait decades to begin?  Nearly everyone can save something. Even small cash savings may be the start of something big if they are

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Should You Leave Your IRA to a Child?

What you should know about naming a minor as an IRA beneficiary.   By Money On Tap   Can a child inherit an IRA? The answer is yes, though they cannot legally own the IRA and its invested assets. Until the child turns 18 (or 21, in some states), the inherited

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Marriage & Finances

Some Spend Others Save, Chances Are If You Are One, You Married The Other. Have Fun! Learning How To Be Successful Together In Marriage.

Estate Planning Blunders

Simple, Common mistakes you want to make sure not to do. On today’s show, we are going to spend the bulk of it talking about something that is very important. Insuring you know where your financial assets are going after you are no longer here. I know we have talked

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Face your Fears!

Financial Fears Are Common–You Don’t Have To Be Controlled By Them!

When Will the Business Cycle Peak?

As the recovery lengthens further, this is a natural question to ask. This decade has brought a long economic rebound to many parts of America. As 2017 ebbs into 2018, some of the statistics regarding this comeback are truly impressive:   *Payrolls have grown, month after month, for more than

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More From our Q&A Lab!

Some Questions Take More Time And Let’s Face It … Your Worth It! Join Us While We Dive Into Your Financial Questions On MOT!

What the Trump!??

Post Trump election talk! How might things look during a Trump presidency? Plus the BONUS TRACK on “Tactical gifting”.

Tax Incentives for the Generous.

Become a strategic giver! Discover tax incentive benefits in structured giving from our guest Kyle Christopherson with Renaissance Philanthropic Solutions Group.

The Best and Worst of Giving.

Generosity could never have fallen so low! Don’t get taken and find out why you still want to be generous with caution!

The Black Hole Of Retirement… INFLATION…

Gather around boys and girls. It’s time to talk about Black Holes and how they will eat up your retirement. Now, no crying, and just listen while uncle Ben, John and Seth teach you how not to get sucked into singularities without proper guidance.

We be irie mon… Talkin’ IRA’s

IRA’s are the foundation for most of America’s retirement planning and can have some drawbacks if you are not prepared. But don’t worry mon. We be irie when we have the IRA.

Welcome Back Seth + Social Security Tips and Tricks

Welcome back Seth Krussman from paternity leave and share some of the fun from that experience with John Ryder, Ben Brayshaw. Special guest Ken Barron will also take us through some what-if scenarios with Social Security.

Social Security Tips and Tricks

Join John Ryder, Ben Brayshaw and special guest Ken Baron to find out how to take advantage of this critical retiree component.

The Wrap Up-Build Your Own Pension

DIY Pension Builder look out. If you didn’t catch the whole 6 episodes leading up to this… Can’t wait and follow directions… Cliff’s Notes it is. Everything you want to know under an hour about BYOP. Enjoy!

Planning your Estate? Here’s the 101 part II

DON’T BE A FOOL! Nobody will know what you want to happen unless you TELL THEM! That’s all were talking about here is telling the powers that be what to do in any event that you are not able to.

Planning your Estate? Here’s the 101

DON’T BE A FOOL! Nobody will know what you want to happen unless you TELL THEM! That’s all were talking about here is telling the powers that be what to do in any event that you are not able to.

Building Your Financial House part II

How many times have you set down to build something and not had directions? Here is where most start when it comes to building their financial house but it doesn’t have to be. Let’s get some plans and see what your financial house might start to look like.

Building Your Financial House part I

How many times have you set down to build something and not had directions? Here is where most start when it comes to building their financial house but it doesn’t have to be. Let’s get some plans and see what your financial house might start to look like.

Roth Alternatives part II

There’s many ways to create income through investments but how many ways can you create tax free income and ultimate flexibility? Discover a little deeper dive into this topic in part II.

Roth Alternatives part I

There’s many ways to create income through investments but how many ways can you create tax free income and ultimate flexibility?

Talkin’ Roth in your DIY Pension

Wouldn’t it be nice to put some money away, invest it, watch it grow tax free, then use it tax free at later time? YOU CAN! Look out for the one and only Roth IRA! Too good to be true? Well we may think so too. Let’s see what Ben, John and Seth have to say about this gift from Uncle Sam.

Annuities …. Love’em … Hate’em

Ahhhh for the love of Pete! Not another Annuity sales seminar! Why are these always part of a retirement spiel and are they necessary? We are going to look under the hood a little bit and see why these are a possible fit for retirement “build your own pension” programmers.

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Social Security part II

Ken Barron our34 year social security expert will break down more myths and planning tips for DIY pensioners in utilizing this tool for retirement.

Social Security part I

Social Security is one of our largest well known pension programs. How did we get this national entitlement program and what are some of the ways we can plan around this in retirement? 34-year Social Security Veteran Ken Baron will break down some myths and help us uncover the mystery

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“Death And Taxes”

There are few things in life to be sure of but Death and Taxes we are certain of. What can we learn about Tax and possibly beating the Tax game? Since the other game is as of today unbeatable….(ok J.C. aside)